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"[PA’s] Branch Improvement Programme has become a mission. It is... the most visible element of the bank’s efforts to raise itself to world class standard."

Elsie Foh, MD and Head of Individual Banking - DBS Bank

Development Bank of Singapore – Overhauling self-service banking operations

PA Consulting Group was invited to work with Development Bank of Singapore (DBS) – a leading Asia-Pacific retail bank – to overhaul fundamentally its self-service banking operations, ultimately to deliver improved electronic channel distribution.

DBS’s network of physical e-channel endpoints, including ATMs, internet kiosks, cash acceptance machines and quick check deposit boxes, was enlarged by over 50 percent, while back-office process improvements increased overall productivity by 67 percent.

Detailed project management ensured that network uptime across the region was maintained at 99.5 percent during the cut-over period. Furthermore, a radical rethink of DBS’s relationship with its self-service banking suppliers delivered savings equivalent to 15 percent of contract costs.


To learn more about our work in this area or to speak to one of our experts in this industry, please contact us now.